I strongly believe that we live life on the waves of change. Sometimes the waves are barely perceptible swells, and sometimes they are gargantuan tsunami-like giants. Whether one is faced with the latter or the former, there is always a fundamental difference between changes that one can predict and prepare for, and changes that appear as if out of nowhere. So here we are: The summer is over, even if someone forgot to tell the sun to wrap things up – we knew that would happe